Dave Ramsey

Dave Ramsey is an American financial author, radio host, television personality, and motivational speaker. He is the CEO of Ramsey Solutions and is known for his strong, no-nonsense approach to personal finance, which is rooted in Christian principles and a focus on debt elimination. After losing a multi-million dollar real estate portfolio in his 20s, Ramsey rebuilt his wealth using the principles he now teaches. His book, The Total Money Makeover: A Proven Plan for Financial Fitness, outlines his famous "7 Baby Steps"—a sequential, disciplined plan for getting out of debt and building wealth.